6 Personal Finance Blogs Offering Money-Saving Advice
From bills to groceries and taxes, life is full of expenses that can quickly eat away at your savings. While it's not possible to avoid spending money altogether, there are many strategies you can take to significantly reduce your expenditure and achieve lasting financial wellness. The blogs on this list, which offer advice on everything from budgeting to travel, are great places to start for anyone looking to make their money go further. This video was made with Ezvid Wikimaker.
6 Finance Blogs to Help You Save Money
|Even Steven Money||Steven Donovan||Shares information on topics including grocery budgets, emergency funds, and self-employment taxes|
|Skint Dad||Ricky and Naomi Willis||Offers tips, tricks, and resources to help readers become more financially literate|
|Get Rich Slowly||J.D. Roth||Helps anyone seeking increased financial freedom, with resources including a free seventy-page book and a road map that charts a path to fiscal independence|
|Early Retirement Now||Karsten and Kristal||Tackles topics such as safe withdrawal rates and alternative investments|
|Jessica Moorhouse||Eponymous||Teaches about passive investing and Canadian finance, and hosts the Mo' Money Podcast|
|The Thought Card||Danielle Desir||Combines areas of travel and personal finance to show how saving, planning, and budgeting are integral to fiscally responsible trips|
The Psychology of Money-Saving
Quick Tips for Being Frugal
- Make a budget and plan expenses in advance
- Keep track of your daily spending habits
- Reduce your usage of water and electricity
- Maintain an emergency fund
- Save up by storing money in an adult piggy bank
- Cancel services you no longer use
- Think of prudent alternatives, e.g., cooking instead of eating out, or making a gift instead of purchasing one
Track Your Spending Using Excel - How to Stick to Your Budget
Getting a handle on your finances can sometimes seem like an insurmountable task. Between bills, housing, debt repayment, and other expenses, day-to-day life can be expensive. Thankfully, in recent years, there has been a dramatic increase in the number of personal finance resources out there, especially online, which give advice on things like budgeting, investing, and retiring early. If you are interested in learning more about some of these useful tools, then here are, in no particular order, six blogs helping people make the most of their money.
Coming in at #1 is Even Steven Money. Run by Steven Donovan, who started his financial journey by paying off more than 100,000 dollars in personal debt, this blog shares information on a variety of topics, including grocery budgets, emergency funds, and self-employment taxes. It also covers issues related to the so-called FIRE movement, in which participants strive to achieve financial independence and retire early.
In 2018, Donovan left his full-time job and since then has dedicated himself to posting content online and working as a "money coach," helping others achieve their financial goals. His work has received coverage in numerous outlets, including publications such as "USA Today" and "Business Insider," and he frequently appears as a guest on different podcasts.
In the #2 spot is Skint Dad. Created by Ricky and Naomi Willis, this website shares tips, tricks, and resources to help readers become more financially literate. Making their first post in 2013, these two founders and editors have personal experience struggling to feed their family while living paycheck to paycheck. To overcome the obstacles they faced, the couple researched and wrote about ways to save, make, and manage their money.
With frequent posts, this blog touches on topics like investing, Brexit, and impulse purchases. The website has an area dedicated to inexpensive recipes too, for those who are looking to feed the family without breaking the bank. Elsewhere, it collects the latest deals and offers from around the web. In recognition of its work, the website has received accolades from UK Money Blogger Awards and coverage from "The Times" and "Tesco Magazine."
At #3 is Get Rich Slowly. Founded in 2006 by J.D. Roth, a graduate of Willamette University, this website aims to help anyone who is looking for increased financial freedom. Roth, a self-professed "regular guy" with no formal training in finance, offers a wide variety of resources and tools, from a free seventy-page book to a roadmap that charts a path to financial independence. The site's founder has also published a full-length work, entitled "Your Money: The Missing Manual," that shows readers how to make sensible spending and savings decisions.
Founded in 2006 by J.D. Roth, a graduate of Willamette University, this website aims to help anyone who is looking for increased financial freedom.
Get Rich Slowly features a far-reaching collection of articles and posts written by Roth and a cast of guest authors. Their writing confronts issues such as preparing for a baby, paying for prescriptions, and decorating on a budget. The blog has received its fair share of recognition for its work, with "Time" naming it one of the best blogs of 2011. Additionally, Roth has taken to other platforms to spread his message of financial savvy: his articles have appeared in "Forbes," "Entrepreneur," and "HuffPost."
Coming in at #4 is Early Retirement Now. Launched in 2016, ERN is run by a husband and wife named Karsten and Kristal who blog about a range of financial topics, including safe withdrawal rates and alternative investments. Before retiring early, Kristal was a registered nurse, and Karsten, who holds a Ph.D. in economics from the University of Minnesota, worked in finance. After a months-long trip during which they visited over twenty countries, the couple and their daughter settled outside Vancouver, Washington.
Beyond posting original content about the couple's financial journey, Early Retirement Now also collects resources from around the web, including links to useful podcasts and books. In addition to the work they do on the website, Karsten and Kristal maintain an active presence on Twitter. They have been featured in publications such as "MarketWatch," "Business Insider," and "The Wall Street Journal."
In addition to the work they do on the website, Karsten and Kristal maintain an active presence on Twitter.
In the #5 spot is Jessica Moorhouse. A personal finance aficionado, this accredited financial counselor from Canada offers a range of opportunities for those looking to get a handle on their cash. She hosts the Mo' Money Podcast, which has been downloaded more than 1.2 million times. She also founded the Millennial Money Meetup, maintains her own blog, and runs online courses, which cover topics like passive investing.
On her blog, Moorhouse discusses all manner of financial issues, from high-interest savings accounts in Canada to starting a small business. Her work has received coverage in several media outlets, including "Harper's Bazaar," "New York Magazine," and the "Toronto Star." To reach an even larger audience, Moorhouse often records and uploads informational videos on YouTube. On this platform, she has recorded clips on Canadian credit scores and visiting Montreal on a budget.
Last but not least, at #6 is The Thought Card. In 2015, Danielle Desir started this website to combine two of her passions: traveling and personal finance. A graduate of Manhattan College, where she studied business administration, Desir now calls Connecticut her home. She aims to prove that traveling the world while paying off debt like student loans is possible with the right mix of saving, planning, and budgeting.
A graduate of Manhattan College, where she studied business administration, Desir now calls Connecticut her home.
The Thought Card makes use of different formats to spread its message of financially responsible travel. Its blog touches on general travel topics, as well as site-specific tips, like kayaking in Croatia and smart spending in Dublin. For those who prefer audio, The Thought Card also takes the form of a podcast, where Desir invites guests to discuss things like side hustles and the racial wealth gap. In addition, Desir is involved with WOC Podcasters, an inclusive community of women of color who make podcasts.